Sunday, August 10, 2025


 THE INSURANCE ON MY NEW TRUCK WENT UP $38.00 BECAUSE OF  THE TARIFFS

Depending on the source, your insurance will go up 7-8% because of tariffs.  Why?  Replacement parts are made in countries now subject to higher tariffs.  My Hyundai Santa Cruz is made in Alabama, but the parts come from South Korea and Mexico, and some from Canada.  If you get into an accident the cost of replacement parts has gone up.  Insurance companies have no choice but to raise the cost of insurance.

I was shocked on just my new truck the increase was $38.00 a month.  That is $456.00 a year.  Because of new safety options, a new car can see the insurance rate go down.  I just went from a 2022, Santa Cruz to a 2026.

A side note, Liberty will not provide for family household policy.  For 16 years, my policies have been bundled - both cars and household insurance.  In floating my policy Liberty made clear they do not allow for family policies unless you are married. No one is going to beat my current higher rate. 

We are seeing the impact of tariffs on many products but do not realize we are paying more.  My monthly allotment for the household is up nearly $1000 per month.  In three years my homeowner insurance has doubled.  

By getting the new truck I calculated my payment would go down by $75.00 a month.  I actually came in at $60.00.  But then my insurance went up by $38.00.  It is still a monthly savings.

Once I realized the freon line was improperly installed on my house AC, I have been saving a $100.00 a month.  But inflation is eating up my savings.

Everything coming from Mexico, paper towels, and toilet paper for example, are up big time.

I mostly make my own marinara source, but I had gotten into the habit of buying Rao. It is very good.  The tomatoes are imported from Italy.  So even though the sauce is made in the US, the cost of tomatoes has doubled if imported.  It is twice the price of any other store brand.

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